11 reasons why financing through a dealership is a smart choice! | Sunshine Toyota on the Sunshine Coast

11 reasons why financing through a dealership is a smart choice!

Posted: 29/04/2022
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Buying a car is an exciting time and there's a lot to consider. One of the many decisions you’ll need to make when it comes to purchasing a vehicle is how you’re going to pay for it. For many of us (unless you’ve got wads of spare cash sitting around) a car loan is a great option. So we’d thought we’d run you through the top 11 reasons why financing your new car through a dealership is a smart choice!

1. Accredited Toyota Financial Services Business Managers:

Want to know that the people arranging your car finance know what they’re talking about? Our Finance team are full accredited with Toyota Finance, meaning they have the skills and knowledge to guide you through our finance options and your loan application

Meet our Sunshine Toyota Accredited Business Managers at Sunshine Toyota on the Sunshine Coast!

2. One-stop-shop:

Choose your car & choose your finance all in one seamless and easy location, how easy is that!

11 benefits of choosing dealership finance - Sunshine Toyota on the Sunshine Coast!

3. Convenience:

At Sunshine Toyota we’re open 6 days a week and our on-site accredited Business Managers are here to help you find the right package to suit your needs & budget

11 benefits of choosing dealership finance - Sunshine Toyota on the Sunshine Coast!

4. Quicker Delivery:

Some other financial institutions can take up to 2 weeks to approve your car loan, and then you need to make time (fitting in with their opening hours) to make an appointment & sign your loan documents. We can have you approved within 2-3 business days and ready to drive away as soon as your car is ready! And we're open 6 days a week!

11 benefits of choosing dealership finance - Sunshine Toyota on the Sunshine Coast!

5. Fixed Payments:

With Toyota Access you’ll have a fixed low payment for the life of your loan term, which means no nasty surprises should there be an upward movement in market interest rates.

11 benefits of choosing dealership finance - Sunshine Toyota on the Sunshine Coast!

6. Personalised Service:

Not only will you receive attentive service from our Business Managers, you’ll also have a direct 2nd point of contact when it comes to your vehicle purchase.

11 benefits of choosing dealership finance - Sunshine Toyota on the Sunshine Coast!

7. Specialist Motor Vehicle Lenders:

At Sunshine Toyota we specialise in car finance, so you know you’re speaking with a team of knowledgeable experts. We can offer different payment structures with options for your to tailor your car loan to your requirements.

11 benefits of choosing dealership finance - Sunshine Toyota on the Sunshine Coast!

8. No Real Estate Security (All Moneys Clause):

You might be surprised to know that when you take any sort of loan out with your bank, it will automatically take up the equity in your home, even if the bank takes the car as security.  This is called an “All Money Clause”, meaning that the home Mortgage secures “all” borrowings from the bank.

11 benefits of choosing dealership finance - Sunshine Toyota on the Sunshine Coast!

9. You’ll Get the Right Finance For You!

Consumer Loans, Novated Leases, Chattel Mortgages, Hire Purchase or Financial Lease. We give you options. Let our team of experts arrange the most effective financial product for your situation!

11 benefits of choosing dealership finance - Sunshine Toyota on the Sunshine Coast!

10. We offer the WHOLE package:

We don’t just offer car finance options, we can also help you out with comprehensive motor vehicle insurance, Loan protection and GAP protection as well as a range of car care treatments and extended warranties!

11 benefits of choosing dealership finance - Sunshine Toyota on the Sunshine Coast!

11. Unique finance products – exclusive to Toyota dealers:

We are proud to be able to offer our guests a Toyota Financial Product exclusive to Toyota dealers in Toyota Access. You’ll get the safety net of a Guaranteed Future Value with options for you at the end of your loan term.

11 benefits of choosing dealership finance - Sunshine Toyota on the Sunshine Coast!

We know that there is no cookie-cutter approach when it comes to car finance and that your personal circumstances will be different from other guests. To arrange a customised finance quote – get it touch with our qualified team below, well guide you in the right direction.

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Just some of Sunshine Toyota on the Sunshine Coast's advantages:

  • Toyota Access
  • Toyota Genuine Parts
  • Toyota Certified Advantage
  • Toyota Insurance Advantage
  • Toyota Fleet Specialist