Putting you in the driving seat
Whether you're looking to purchase a new or pre-owned motor vehicle, Sunshine Toyota's team of Business Managers will make the experience of purchasing your vehicle and getting it on the road even simpler.
At Sunshine Toyota we can structure a competitive car finance package for all your vehicle finance and insurance requirements. We specialise in all aspects of motor vehicle finance and insurance in partnership with Toyota Financial Services.
Our commitment to our clients ensures that you receive the best possible service and products that meet your individual needs.
Our team of professional Business Managers are fully trained and accredited, making it easy for our guests to deal with someone who can complete the financial picture.
Personal Vehicle Loan
When you're looking to purchase a new or pre-owned motor vehicle for personal use, a Toyota Finance Personal Vehicle Loan* is a fast and flexible way to get into the car you want today.
A Novated Lease can be an attractive salary packaging option that may give you greater flexibility, where your employer deducts the vehicle payments from your pre-tax salary.
A three-way arrangement between you, Toyota Finance, and your employer
Lease payments are taken over by your employer and are made from your pre-tax salary.
*Finance to approved applicants only.
Sunshine Toyota Insurance
At Sunshine Toyota, we offer a range of insurance products to suit your needs as our guest.
Here's what we offer
- Comprehensive Motor Vehicle Insurance
- Pay by the month or annually
- Choice of repairer
- Genuine Parts used in repairs beyond the factory warranty
- 3 years New for Old Replacement for new vehicles
- Excess free windscreen / Hire car reimbursement after theft
To find out more, download the Comprehensive Motor Vehicle Insurance Product Disclosure Statement (PDS) here
Reasons to finance your car with Sunshine Toyota
- Accredited Toyota Financial Services Business Managers
- One Stop Shop: Finance available to approved customers with finance solutions for individual circumstances.
- Convenience: Sunshine Toyota is open 6 days each week, with onsite Business Managers available to assist and advise you with your finance requirements.
- Speed of Delivery: Other financial institutions can take up to two weeks to approve your loan, and then you have to fit in with their opening hours for an appointment to sign your loan documents. We can have you approved and in most cases ready to drive away within 24 hours.
- Fixed Payments: Most bank loans are variable which means the payments you start with could increase dramatically with an upward movement in market rates.
- Personalised Service: You will receive attentive service from our Business Managers, with direct personal contact.
- Specialist Motor Vehicle Lenders: Our Business Managers specialise in car finance and can offer different payment structures with options to tailor the loan to your requirements.
- No Real Estate Security: All Moneys Clause. You might be surprised to know that when you take any sort of loan out with your bank, it will automatically take up the equity in your home, even if the bank takes the car as security. This is called an “All Money Clause”, meaning that the home Mortgage secures “all” borrowings from the bank.
- Get The Right Finance For You: Consumer Loans, Novated Leases, Chattel Mortgages, Hire Purchase, Financial Lease. Let our team of experts arrange the most effective financial product for your situation.
- The Finance Package: Sunshine Toyota can put a finance package together to suit your requirements. This can include your Comprehensive Motor Vehicle Insurance, Loan Protection and GAP Protection.
- Toyota Access: Toyota Finance is the only financier to be able to offer a finance product with the safety net of a Guaranteed Future Value* at the end of the finance term.
Meet our Business Managers
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If you’re unsure about what a finance deposit bonus is or how to use one, don’t worry, we’ve answered your questions!
We have put together a list of the most popular questions people have about getting your finance approved for a new car!
Now that’s peace of mind!
Sunshine Toyota arranges insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708.
We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision about insurance please consider the Product Disclosure Statement available from us. If you buy insurance from us we may receive a commission which is a percentage of the premium. Ask us for more details before we provide our services.
^Approved applicants only. Terms and conditions apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
*The Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the GFV amount, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access Guaranteed Future Value products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536
Finance and Insurance Enquiry