Your Personal Finance Options
Whether you're looking to purchase a new or pre-owned vehicle, Sunshine Toyota's team of Business Managers make the experience of purchasing your vehicle and getting it on the road even simpler.
At Sunshine Toyota, we can structure a competitive car finance package for all your vehicle finance and insurance requirements. We specialise in all aspects of motor vehicle finance and insurance in partnership with Toyota Financial Services.
Our commitment to our customers ensures that you receive the best possible service, and products that meet your individual needs.
Our team of professional Business Managers are fully trained and accredited, making it easy for our customers to deal with someone who can complete the financial picture.
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Our promise to you
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Personalised Repayments
Using smart and sophisticated software, Toyota Financial Services will calculate an interest rate and repayments that are personalised for you.
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Transparency
No matter who you are or where in Australia you live, Toyota Financial Services use the same criteria to figure out an interest rate and repayments that's true to you.
Personal Vehicle Loan
When you're looking to purchase a new or pre-owned vehicle for personal use, a Toyota Finance Personal Vehicle Loan* is a fast and flexible way to get you into the car you want sooner.
*Finance to approved applicants only.
Features & Requirments:
- The security of a fixed interest rate for the term of the loan (which means no uncertainty with interest-rate rises)
- A choice of loan terms ranging from 1-5 years
- Financing for vehicles up to 7 years old
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Sunshine Toyota Insurance
At Sunshine Toyota, we offer a range of insurance products to suit your needs as our customer.
What we offer:
- Comprehensive Motor Vehicle Insurance
- Your choice to pay by the month or annually
- Your choice of repairer
- Genuine Parts used in repairs beyond the factory warranty
- 3 years new for old replacement for new vehicles
- Excess-free windscreen / hire car reimbursement after theft
To find out more, download the Comprehensive Motor Vehicle Insurance Product Disclosure Statement (PDS) here
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Reasons to choose Sunshine Toyota for car finance:
- Accredited Toyota Financial Services Business Managers
- One-stop-shop: finance is available to approved customers with finance solutions for individual circumstances.
- Convenience: Sunshine Toyota is open 6 days a week, with on-site Business Managers available to assist and advise you on your finance requirements every day.
- Speed of delivery: other financial institutions can take up to two weeks to approve your loan, and then you have to fit in with their opening hours for an appointment to sign your loan documents. We can have you approved and in most cases ready to drive away within 24 hours.
- Fixed payments: most bank loans are variable which means the payments you start with could increase dramatically with an upward movement in market rates, our finance is fixed so you know exactly what you'll pay for the life of your loan
- Personalised service: you will receive attentive service from our Business Managers, with direct personal contact.
- Specialist motor vehicle lenders: our Business Managers specialise in car finance and can offer different payment structures with options to tailor the loan to your requirements.
- No real estate security: all moneys clause. You might be surprised to know that when you take any type of loan out with your bank, it will automatically take up the equity in your home, even if the bank takes the car as security. This is called an “All Money Clause”, meaning that the home mortgage secures “all” borrowings from the bank.
- Get the right finance for you. Let our team of experts arrange the most effective financial product for your individual situation.
- The complete finance package: Sunshine Toyota can put a finance package together to suit your requirements. This can include your comprehensive motor vehicle insurance.
- Toyota Access: Toyota Finance is the only financier to be able to offer a finance product with the safety net of a Guaranteed Future Value* at the end of the finance term.
Meet our Business Managers:
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Get a personalised quote using our Toyota Personalised Repayments calculator. In as little as 2 minutes, you'll receive a personalised interest rate and repayments for the vehicle that you're after.
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Enjoy the security of real guarantees and say goodbye to the uncertainties you've come to expect from traditional methods of car ownership. With a guaranteed future value of your vehicle, it's never been easier to finance a Toyota.
Learn more
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If you’re unsure about what a finance deposit bonus is or how to use one, don’t worry, we’ve answered your questions in our blog article!
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We have put together a list of our top tips for getting your finance approved for a new car!
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Now that’s peace of mind!
Sunshine Toyota arranges insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708.
We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision about insurance please consider the Product Disclosure Statement available from us. If you buy insurance from us we may receive a commission which is a percentage of the premium. Ask us for more details before we provide our services.
^Approved applicants only. Terms and conditions apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
*The Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the GFV amount, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access Guaranteed Future Value products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536